useTransfer

const {
  transfer,
  transferAsync,
  data,
  isLoading,
  isError,
  error,
  isSuccess,
  reset,
} = useTransfer();

import { useState } from "react";
import { useAuth } from "@clerk/nextjs";
import { useTransfer, ChainToken } from "@chipi-stack/chipi-react";

export function TransferForm() {
  const { getToken } = useAuth();
  const { transferAsync, data, isLoading, isError, error } = useTransfer();
  const [form, setForm] = useState({
    pin: '',
    recipient: '',
    amount: ''
  });

  const handleSubmit = async (e: React.FormEvent) => {
    e.preventDefault();
    const bearerToken = await getToken();

    if (!bearerToken) {
      console.error('No bearer token available');
      return;
    }

    try {
      await transferAsync({
        params: {
          amount: Number(form.amount),
          encryptKey: form.pin,
          // Use the wallet you got from createWallet / useGetWallet, with its
          // walletType + signerKind. These route the transfer correctly —
          // omitting walletType defaults to "READY" and a SHHH wallet reverts.
          wallet: {
            publicKey: wallet.publicKey,
            encryptedPrivateKey: wallet.encryptedPrivateKey,
            walletType: wallet.walletType,   // "SHHH" | "CHIPI" | "READY"
            signerKind: wallet.signerKind,   // SHHH only; defaults to "STARK"
          },
          token: ChainToken.USDC,
          recipient: form.recipient
        },
        bearerToken,
      });
    } catch (err) {
      console.error('Transfer failed:', err);
    }
  };

  return (
    <div className="bg-white rounded-xl shadow-lg p-6">
      <h2 className="text-2xl font-bold mb-4">Transfer Tokens</h2>
      
      <form onSubmit={handleSubmit} className="space-y-4">
        <div>
          <label className="block text-sm font-medium mb-1">Security PIN</label>
          <input
            type="password"
            value={form.pin}
            onChange={(e) => setForm({...form, pin: e.target.value})}
            className="w-full p-2 border rounded-md"
            required
          />
        </div>

        <div>
          <label className="block text-sm font-medium mb-1">Recipient Address</label>
          <input
            type="text"
            value={form.recipient}
            onChange={(e) => setForm({...form, recipient: e.target.value})}
            className="w-full p-2 border rounded-md"
            required
          />
        </div>

        <div>
          <label className="block text-sm font-medium mb-1">Amount</label>
          <input
            type="number"
            step="0.000001"
            value={form.amount}
            onChange={(e) => setForm({...form, amount: e.target.value})}
            className="w-full p-2 border rounded-md"
            required
          />
        </div>

        <button 
          type="submit" 
          disabled={isLoading}
          className="w-full bg-green-600 text-white py-2 px-4 rounded-md hover:bg-green-700 disabled:bg-gray-400"
        >
          {isLoading ? 'Processing...' : 'Transfer'}
        </button>
      </form>

      {data && (
        <div className="mt-4 p-3 bg-gray-50 rounded-md">
          <p className="text-sm font-mono break-all">
            TX Hash: {data}
          </p>
        </div>
      )}

      {isError && error && (
        <div className="mt-4 p-3 bg-red-50 text-red-700 rounded-md">
          Error: {error.message}
        </div>
      )}
    </div>
  );
}